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How Not to Lose
$3 Million

And Other Expensive Lessons I Learned the Hard Way

"Entrepreneur. Investor. Survivor."

Taj Saini Born 11·11·1975 · Amritsar → Melbourne → Perth → The World
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Taj Saini
A Memoir
How Not to Lose $3 Million
And Other Expensive Lessons
I Learned the Hard Way
★★★★★
TAJ SAINI
A Taj Saini Book · 2026
$14.99Pre
Order
13Chapters
50+Life Lessons
$3MLost & Learned
28 yrsOf Love & Partnership
2Countries · One Life
3Languages
Available In Three Languages

One Story. Three Languages. For the World.

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English
The original. For readers across Australia, UK, USA and the world.
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🇮🇳
हिंदी
Hindi
For the 600 million Hindi speakers who will see their own story in these pages.
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ਪੰਜਾਬੀ
Punjabi
A boy from Amritsar tells his story in the language of his roots.

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Aboriginal Education in Australia
15% of every pre-order is donated to support Aboriginal education in Australia — funding scholarships and educational programs for Aboriginal students. Our official charity partner will be announced at launch.
"I came to Australia as an immigrant with nothing but a dream. This country gave me everything. The least I can do is give something back."
— Taj Saini
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TBAPartner announced soon
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The Full Ebook — All 13 Chapters
My complete life story from Amritsar to Australia. The crypto win. The $3 million loss. The comeback. The fitness journey. All of it.
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The Chapter That Didn't Make the Book
A raw, unfiltered bonus chapter shared only with pre-order readers — stories too personal for the final edit, but too good to leave out.
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A Personal Thank You Video from Taj Saini
Every pre-order reader gets a personal video message from Taj. Because if you back this before it's written, you deserve to hear it from him.
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Born 11 · 11 · 1975
Amritsar, Punjab, India
50 Years · 50 Lessons · Infinite Stories
tajsaini.com
About This Book

Born on the luckiest date on the calendar. Lived anything but a lucky life — and loved every chaotic, glorious minute of it.

I was born on 11th November 1975 in Amritsar — a date the world considers magical. What followed was a story even the universe couldn't have scripted: a joint family bursting with cousins and chaos, a love story everyone said was doomed, a taxi shift in Melbourne that turned into an empire, a crypto win that became a catastrophe, and a comeback that's still unfolding.

This is not a self-help book written from the comfort of success. It is a raw, funny, heartbreaking and ultimately triumphant account of my journey from the lanes of Amritsar to the boardrooms of Australia.

Taj's Journey — At a Glance

1975
Born 11/11
Amritsar
1980s
School days & cricket fields
Early 90s
Met Poonam. The world changed.
Late 90s
Married against all odds
Early 2000s
Salaam Namaste → Melbourne
2000s
Taxi driver MBA
2010s
Sales career peak
2021
Crypto win & crash: $3M lost
2022+
WeVolt & Sydney Rooftop
2026+
ShivAI Labs & beyond
Inside The Book

The Chapters That Will Stop You Mid-Sentence

01
Amritsar, 11 · 11 · 1975

Born on the Luckiest Day. Raised in Beautiful Chaos.

November 11th. The date carries magic in every culture. I entered this world on a day that seemed to whisper: this one is going somewhere. What greeted me was a mid-size home in Amritsar packed with three uncles, their families, cousins running in every direction — and a love so big it barely fit under one roof.

You can't choose where you're born. But it chooses you right back.
02
Schooldays

Average Student. Extraordinary People Person.

I was never top of the class — and that turned out to be the best thing that ever happened to me. While the toppers buried their heads in books, I was out building the most valuable skill in the world: the ability to connect with anyone, anywhere, instantly.

Life doesn't grade you on a report card. It grades you on how you treat people.
03
The Crossroads

I Gave Up Cricket for My Father. I Never Regretted It.

Cricket was in my bones. But my father had a different vision: civil engineering. I put down the bat, picked up the textbooks, and chose love over passion. What I gained was something no scoreboard could measure.

Sometimes the path your father chooses leads exactly where you were meant to go.
04
The Love Story

Middle Class Boy. Rich Girl. A Love Story Nobody Wanted — Except Us.

I was a middle class boy from Amritsar. She was Poonam — gorgeous, from a wealthy family, completely out of my league by every social rule India had ever written. Everyone had an opinion. None of that mattered.

When everyone says it won't work, and it works — that is the greatest victory of all.
05
A Bollywood Decision

We Watched a Movie and Moved Countries. No Regrets.

Most people spend months researching migration. Poonam and I spent two hours watching Salaam Namaste. Five years into our marriage, with courage in our hearts and bags in our hands, we made the move. What waited was harder, stranger, and more beautiful than anything on screen.

A Bollywood film changed our lives. Stranger decisions have been made. Most turned out worse.
06
Hustle Years

The Taxi Was My MBA

No degree. No network. No shortcuts. Behind the wheel of a Melbourne taxi at 3am, I learned more about human nature, resilience, and business than any classroom ever taught. Every passenger was a lesson. Every shift was a masterclass.

Every passenger taught me something a boardroom never could.
07
The Climb

How I Learned to Sell — And Why It Changed Everything

From taxi driver to top sales professional. I discovered I had something rare — the ability to walk into a room, understand what people needed before they said a word, and build trust from the first sentence. Sales wasn't a job. It was my superpower, finally named.

Selling is just storytelling with a purpose — and I had a lot of stories.
08
The Big Win

The Year the Screen Turned Numbers Into Gold

Then came crypto. And with it, the kind of money that makes you wonder if you're dreaming. I rode the wave brilliantly — watching my portfolio climb to heights that seemed impossible. It felt like arrival. It felt like forever.

Winning is easy. Knowing when to stop — that's the real game.
09
The Crash

How Not to Lose $3 Million

The chapter nobody writes because it's too painful. The brutal, honest, unfiltered account of watching three million dollars disappear — the mistakes, the denial, the 3am staring at a phone screen, and the morning I decided: this will not be the end of my story.

Losing everything is only the end if you decide it is.
10
Rising Again

The Comeback Is Always Louder Than the Setback

WeVolt Australia. Sydney The Rooftop. Both built after the crash. Both proof that the most creative version of me showed up after I lost everything. When you have nothing left to protect, you finally have the freedom to build anything.

Rock bottom has excellent Wi-Fi. That's where the best ideas are born.
11
The Future Is Now

Building Tomorrow: ShivAI, Wearables & the Art of Never Stopping

18 months of research. One astrology app launching in June 2026. Then SynQ — wearables and protein bars. Then Sh2o. At 50, I'm moving faster than most 30-year-olds. What happens when you've lost everything and decide you have nothing left to fear?

The best chapter of your life is always the next one.
12
The Body Chapter

132 kg on a Plane to LA — The Seatbelt That Saved My Life

Somewhere over the Pacific, on a flight from Auckland to Los Angeles, I quietly asked for a seatbelt extension. The belt didn't fit. In that single, silent, humbling moment — 30,000 feet in the air — something shifted. Not the belt. Me.

I didn't get unhealthy overnight. And I won't get healthy overnight. But I've started.
13
The Wisdom

50 Truths I Wish I'd Known at 25

No fluff. No clichés. Fifty raw, honest, hard-earned truths about money, love, risk, identity, failure, family, and what it means to live a life that is entirely, unapologetically, ferociously your own.

Wisdom is just pain with good storytelling. Here's all of mine.
The Love Chapter

I walked into Poonam's world — and refused to walk back out. Everyone said it was impossible. Twenty-eight years later, we're still smiling about it.

The most unlikely love story. The most stubborn happy ending. The chapter that reminds you that when it's real, no obstacle is big enough.

28Years
Together & Still
Going Strong
The Transformation Chapter

From 132 kg on a plane where the seatbelt didn't fit — to the fittest, strongest version of myself. One moment. Two children. One decision.

My 13-year-old son. My 6-year-old daughter. I decided my children deserved better — starting with myself.

75kg
The Beginning
132kg
The Wake-Up Call
The Journey Now
What You'll Walk Away With

This Book Will Teach You Things Life Usually Charges a Lot More For

When to hold. When to fold.The exact moments in crypto, business, and life where the decision changes everything.
How to love across every divide.Class, culture, family pressure — what kept Poonam and me together when the world said no.
The immigrant's edge.Why leaving your country rewires your brain for resilience in ways no comfort zone ever could.
How to survive starting over — at any age.Practical, emotional, and spiritual tools for rebuilding after a catastrophic setback.
How to build companies from nothing.Real stories from my journey building WeVolt, Sydney The Rooftop, and ShivAI Labs — raw and unfiltered.
Why 50 is not the end — it's the beginning.The case for betting on yourself hardest exactly when the world tells you to slow down.
How to reclaim your health after you've lost it.The seatbelt that didn't fit, my children who needed a healthier dad, and the transformation still unfolding.
Taj Saini
About the Author

Taj Saini

Founder · WeVolt Australia · ShivAI Labs · Sydney The Rooftop · Born 11·11·1975, Amritsar, India

I grew up in the beautiful chaos of a joint family in Amritsar. I gave up cricket for my father's dream, fell in love with a girl the world said was the wrong choice, watched a Bollywood film and moved to Australia, drove taxis at 3am in Melbourne, built a sales career from nothing, made and lost $3 million, and came back founding companies across two countries.

I am the co-founder of WeVolt Australia, founder of Sydney The Rooftop, and the driving force behind ShivAI Labs. I am also on a deeply personal mission to transform my health — from 132 kg to the fittest version of myself — for my 13-year-old son, my 6-year-old daughter, and myself.

This is my first book. It will not be my last.

"I didn't lose $3 million. I paid $3 million to learn the most important lessons of my life. And I'm going to make sure you get them for the price of this book."
— Taj Saini · Born 11 · 11 · 1975 · Amritsar, India

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